Banner Finance began making installment loans in April 1961 and for over 50 Years, we have provided fast, personal and confidential financial services to our customers. Banner Finance is a traditional installment lender, offering consumer loans at convenient locations in four states - Texas, Oklahoma, Missouri and Illinois. Traditional installment loans are safe and affordable, regulated by the State and Federal governments, and for over 100 years have been an excellent credit option for consumers. Our installment plans generally run from 6 to 15 months with loan terms that include equal monthly payments (no balloon payments or prepayment penalties). Loan amounts vary by State, ranging from $150 to $4,000, depending on applicable laws. Our Founders established the Company based on the Golden Rule: To Treat Others How You Would Want To Be Treated. Many of our Customers believe we are like family, because we care about them and their circumstances and they know that we are there to help them in their time of financial need. Whether you're looking to open a new loan, re-open a previous account or refinance your existing account, we offer plans that work for you.