McHenry Bank & Trust

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Fixed Rate Certificates of Deposit
Variable Rate CD

Your Financial Advisor
Wintrust Wealth Management Account Login

Savings, Money Market, and CD Accounts

FDIC Insurance Coverage Permanently Increased
FDIC Insurance Coverage Permanently Increased to $250,000 Per Depositor Read more.
Are You In? Opt In for Overdraft Privileges.
Federal lawmakers have created new rules governing overdraft protection programs that go into effect for our customers on August 15, 2010. Read more.

An important public service reminder for our customers :
The bank has received recent reports of possible phishing activity taking place. We would like to take the opportunity to provide an important service reminder to all our customers to be mindful of the security of your personal information.

Specifically, please be aware that the bank will NEVER ask for sensitive information via e-mail, text or web. Please do not give information out to someone over the phone or via email.

If you have any doubts or are unsure about any type of communication you have received from us, please call us or come into the bank. For more information on phishing and other types of fraud, please visit our Online Security Center here.
Happy Holidays, Junior Savers!
Santa will be making a surprise trip down from the North Pole and stopping by the bank! Come by McHenry Bank & Trust (2730 W. Route 120) on December 18th from 10 am to 1 pm to meet Santa and have a FREE picture taken with him!
Give back this holiday season!
Help a local family in need by donating an unwrapped toy to Toys for Tots in time for the Toys for Tots Parade on November 21st. Well be taking donations at both of our bank locations from now until Noon on November 20th.
Let us help you with your family portrait this year!
As an expression of our appreciation, we would like to offer you a very special gift...a FREE 10"X13" full color portrait when you get your family photo taken at McHenry Bank & Trust (2730 W. Route 120) on November 8th & 9th, 2010 between 3:00 p.m. and 7:30 p.m. Please call 815-344-6600 to schedule your familys appointment for a time that works for you. Appointments are first-come, first-served so please call today!
Managing your accounts just got easier with Mobile Alerts.Be notified via text message or email whenever certain transactions process. Call your Personal Banker today to select which alerts you would like to receive. Available alerts include:
*Find our your current balance
*Be notified when a PIN-based debit card purchase is made
*Be notified when a signature-based debit card purchase is made
*Be notified when funds are added to your account through your debit card
*Be notified if the status of your card changes
Introducing our new ATM Network
We have elected to change our ATM network provider. We are moving from the StarSf network to the NYCE network with SUM and MoneyPass. This change means surcharge-free ATMs in more locations convenient for you. To find a SUM or MoneyPass ATM near you, use our ATM locator here or go directly to www.sum-atm.com or www.moneypass.com. Should you have any questions about the surcharge-free ATM network, please do not hesitate to contact us. Call us at (815) 344-6600 or visit any of our locations.
McHenry Bank & Trust Debuts "My Bank Idea" Service
Notice anything new on the right side of the screen? That's our new "My Bank Idea" tab - a great new way to stay in touch with McHenry Bank & Trust. Now our community bank service extends beyond our physical locations. Have something to tell us? We would love to hear from you!

Click on the "My Bank Idea" tab on the right side of the screen to start sharing your ideas.
Avoid Debit Card Fraud
Follow these 3 simple steps to protect your account.
1. Never, ever give out your PIN. (Not even to us. We will never ask for it.)
2. Dont respond to text messages, phone calls, or e-mails requesting account numbers, PINs, passwords, card numbers, or 3-digit security codes.
3. If you are ever contacted and not sure, call us!

Learn more about how to protect your identity and personal information here.
Keep Up On Your Finances With Our Free Account Alert Services

Enjoy exciting travel and social events with Platinum Adventures.
The Platinum Adventures club is a unique travel and activities group for our customers age 50 or better. This is a great opportunity to make new friends and enjoy exciting activities such as day trips, seminars, and more. Read more.
We Offer Home Mortgage Services

Browse our information security library.

Transaction Account Guarantee Program Notice
McHenry Bank & Trust is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Our MaxSafe Account: Maximum FDIC Insurance