The B U C R O LLC Bankruptcy Unemployment & Credit Repair Services

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BUCRO is dedicated to a comprehensive approach in resolving the most common financial dilemmas that we confront as individuals today. Unemployment, bankruptcy, and credit repair are often the dying, death and rebirth of our financial lives; many experiencing some or all of these events more than once. At BUCRO we understand the various stages of financial agony and their impact upon the lives of those and their families when these events can strike. These events can strike suddenly without warning or can result from a gradual series of unpredictable events. Getting attorneys involved may only escalate the very nature of the problem--limited resources--at a time when money is what its all about. Whenever the crisis may arise, BUCRO has an affordable remedy.
Often times the beginning of our financial woes emanate from a sudden unexpected job loss such as a layoff or termination. The situation can be escalated when an employer decides to contest the layoff for any reason. The jobless employee, now considered the claimant may have to wait as long as 2 months to get a hearing before a referee from the states unemployment board because of the employers protest. The referee is an administrative law judge who has authority vested in him by the state to determine your eligibility for unemployment benefits. Meanwhile, the claimants weekly benefits are on hold pending the hearing. Savings can diminish rapidly while mortgage payments, rent, utilities, and other bills keep rolling in. Counting on winning the hearing and receiving retroactive benefits, the hapless claimant anxiously awaits his hearing date. Typically, employers are represented by hearings professionals, human resources experts, or unscrupulous managers whose only objective is to defeat the claim to keep their business from paying increased unemployment insurance tax. The claimant all the while believing in the merit of their claim innocently relies on the system to preserve their rights. With seasoned professionals representing the employers interest, the deck is stacked against the claimant and often the referee denies benefits in favor of the employers interest. The claimants only avenues of appeal are lengthy and expensive with little chance of success. Dont let this happen to you! Professional Unemployment Hearing Representation is a must or you could lose thousands of dollars in unemployment compensation benefits that you have already earned. It is vital that you have expert representation on equal footing with the employer to preserve your rights. Losing at this juncture of the process can be economically devastating to claimants and their families. Attorneys often charge thousands of dollars to get involved at any stage of the proceedings. Should your benefits be denied for any reason, you may well be on your way to bankruptcy!
Bankruptcy can be a difficult time in anyones life. Attorneys fees can be an unaffordable expense when on the brink of financial calamity. Alternatively, bankruptcy can be a viable option to receive a fresh start by reducing or eliminating the burden of debt. While it is true that a bankruptcy remains on your credit report for 10 years, the negative credit items that comprise your credit report need not be. Under the Fair Credit Reporting Act (FCRA) that was passed by Congress, a credit reporting agency must delete negative credit items that cannot be verified within 30 days. Consequently, negative items including bankruptcies, tax liens, judgments, and late pays that are properly timed and challenged can be deleted from your credit report even if accurate! With the proper guidance from your Credit Repair professional, your credit score can be improved. In fact, within two years from discharge of a bankruptcy, you could qualify for a conventional mortgage from a Grade A lender. Unlike most law firms and other organizations who may only specialize in one area of financial dilemmas and charge attorney rates, BUCRO is dedicated to a comprehensive approach in resolving any or all of your financial dilemmas at affordable rates by minimizing attorney involvement which saves you money. You still enjoy the benefit of attorney experience as all work is performed under the direct supervision of a qualified attorney.