State Bank of Lincoln

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As a State Bank of Lincoln customer, you should know that new Federal Reserve rules require you to authorize, or Opt In, to continue applying overdraft service* to everyday Check Card and ATM transactions on your personal checking account. If you do not Opt In, whenever sufficient funds are not available in your account, all one-time debit and ATM transactions must be declined. There is no charge unless you use the service, and it only takes a minute to Opt In.read more..

FDIC Transaction Guarantee Program
State Bank of Lincoln is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and seperate from the coverage under FDIC's general deposit insurance rules.

Today, as Lincoln's oldest and largest bank, the State Bank of Lincoln is a full service community bank offering a wide range of products and services.

The State Bank of Lincoln is made up of local people and we make our decisions here locally. We are bankers you can trust to invest your deposit dollars back into the communities we serve.

Our success at the State Bank of Lincoln has been a result of our people here and our strong dedication to the success of the communitutes we serve. Our employees are people who grew up here, in local towns, and on local farms. Even after 106 years our core values on how we do business haven't changed.