Ottawa Savings Bank

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Prepaid Gift and Travel Cards, and for all users of our On-Line Internet Banking System... E-Statements! A FREE service that allows you to see your regular account statements online. It helps eliminate paperwork and gives you a quick, easy way to view, save or print your bank statements.

FDIC Deposit Insurance Permanently Increased:
On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The standard maximum insurance amount of $100,000 had been temporarily raised to $250,000 until December 31, 2013. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. For more information visit: Deposit Insurance Press Release

12 month *$10,000.00 minimum to open and earn this yield.
Withdraw your money when you need it No Penalty
The yield is fixed for the term so you are protected from falling rates.

Start saving for your child's future today with our College Saver CD!

It's Finally Safe to Put All Your Eggs in One Basket!

With an Ottawa Savings Bank Escalator CD you're earning a competitive return that goes up every six months...guaranteed!
At the end of each 6 month period you can withdraw your total balance...no penalties, no questions.
Or you can make an additional deposit once, at the end of the first 6 month period up to the amount of your original deposit.

· $5,000 minimum to open and earn this yield
· *Annual Percentage Yield (APY) accurate as of .
· Rate subject to change. Penalty for early withdrawl other than at the end of the 6-month periods.